Comment Welp... Having a great day at work. (Score 3, Insightful) 2416
"Healthcare" is a limited resource, consisting of the time and money of doctors and nurses, of the people involved in the creation of medical devices, compounds, and procedures. To say you have a "right" to healthcare is to say you have a right to the time and money of other people. Your right to free speech doesn't mean anyone has to provide you the means to speak, the right to keep and bear arms does not mean you will be furnished a gun. This is huge step in blurring the definition of a "right", and in my opinion just pushes us further towards a world with no consequences for failure or motivation to succeed.
Health insurance is not required for healthcare. They are two separate things. If a tree crashes through your roof and you don't have home owner's insurance, you can still get your roof fixed.
What we've done with Obamacare isn't "making healthcare affordable". It has nothing to do with looking at "why" various components of healthcare are expensive, it just bluntly tries to spread the money around and artificially cap expenses. We've basically made private insurance companies tax collectors. Everyone must pay them now. That means you and I are part owners of that big pool of money, and we will be responsible for making sure it never gets drained. With the added burden that now everyone must be covered by health insurance, the 9 pack a day smoker who eats 12 sausage links at each meal and can't leave the house will be free to drain that pool for their cholesterol medications, Mucinex, eventual cancer drugs, etc. But it is up to us to pay more and more to keep that pool full.
There are very few people who legitimately can't work. That group gets even smaller if you throw away the ones who very squarely put themselves in a position of being unprepared for life, whether through their financial idiocy of not saving a dime their entire lives, or just a series of boneheaded moves. There are some people who are poor, and nothing they could have ever reasonably done would have prevented it. But there are very few of those people, relatively speaking. Since we can't distinguish those who absolutely CAN'T do for themselves... the ones who actually NEED welfare... from those who have turned society's safety net into a hammock, our system of welfare is slowly eroding the beauty of life and living free... living and dying with the decisions you make. There are risks in life, there are unfair things that happen, there are unlucky out of nowhere things that will totally F you through no fault of your own. I would hope that people can donate their time, money, skills, kind words, to people in those situations. However, forcing "charity" like this is wrong on so many levels.
We have moved beyond charity. We have been marching towards becoming a society which has grown so used to comfort, so used to easy existence, that when something bad happens it must be someone else's fault, someone else's responsibility to fix. You're the victim because you paid for college and the degree didn't get you a job. You're the victim because you developed cancer. You're the victim because you don't have any money at retirement, but man those apartments you lived in your whole life sure looked good full of rental furniture. You're the victim because you made a sure-thing investment in a house, the value went to shit, and now you're under water.
We have abandoned tightly knit social circles, living within our means, and exchanged them for 700 Facebook friends who don't give a shit about us, 4 flat screen TVs in our apartments, and a thought that retirement is when we are given a bunch of money and get to stop working. We don't have any idea what emergency savings are. We lose our minds and are in complete despair that a car problem will cost us $250, but man Starbucks coffee sure is good every day. We think a 25 year old should still be living under the financial wing of his parents.
If people decided to throw their money into a pot and use it for charitable giving for medical purposes, that would be great. But they didn't. This healthcare law is not great, there's nothing great about it. But man, we 99% sure do love this safety-net-hammock thing.
Do you know why this pisses me off... Because for the last 10 years I've been living below my means. I didn't buy a TV until this year. I don't have cable. I pack a lunch to work. I have my fun, but overall, my friends and acquaintances view me as a "cheap bastard". I have a plan, and it's not to buy something cool next week. It's to make and save enough money that me, my wife, and any kids we end up having don't have to worry about 99% of surprise expenses. To have enough that I can retire when I've still got some life in me. If my motorcycle is old and rattly, I have one TV, I don't go out to eat often, I don't go to the movies, I don't own a jet ski, I don't have cable... I take 30% of my take home income and put it somewhere where I don't get to DO stuff with it this decade... What if I'm doing all of that and it doesn't matter? What if I should have just thrown caution to the wind, because screw it, someone will provide for me, and if I'm the only one who socked any money away, I'm going to be the only one who can give anyone else the handouts?
Just another baby step. Damn it.
Health insurance is not required for healthcare. They are two separate things. If a tree crashes through your roof and you don't have home owner's insurance, you can still get your roof fixed.
What we've done with Obamacare isn't "making healthcare affordable". It has nothing to do with looking at "why" various components of healthcare are expensive, it just bluntly tries to spread the money around and artificially cap expenses. We've basically made private insurance companies tax collectors. Everyone must pay them now. That means you and I are part owners of that big pool of money, and we will be responsible for making sure it never gets drained. With the added burden that now everyone must be covered by health insurance, the 9 pack a day smoker who eats 12 sausage links at each meal and can't leave the house will be free to drain that pool for their cholesterol medications, Mucinex, eventual cancer drugs, etc. But it is up to us to pay more and more to keep that pool full.
There are very few people who legitimately can't work. That group gets even smaller if you throw away the ones who very squarely put themselves in a position of being unprepared for life, whether through their financial idiocy of not saving a dime their entire lives, or just a series of boneheaded moves. There are some people who are poor, and nothing they could have ever reasonably done would have prevented it. But there are very few of those people, relatively speaking. Since we can't distinguish those who absolutely CAN'T do for themselves... the ones who actually NEED welfare... from those who have turned society's safety net into a hammock, our system of welfare is slowly eroding the beauty of life and living free... living and dying with the decisions you make. There are risks in life, there are unfair things that happen, there are unlucky out of nowhere things that will totally F you through no fault of your own. I would hope that people can donate their time, money, skills, kind words, to people in those situations. However, forcing "charity" like this is wrong on so many levels.
We have moved beyond charity. We have been marching towards becoming a society which has grown so used to comfort, so used to easy existence, that when something bad happens it must be someone else's fault, someone else's responsibility to fix. You're the victim because you paid for college and the degree didn't get you a job. You're the victim because you developed cancer. You're the victim because you don't have any money at retirement, but man those apartments you lived in your whole life sure looked good full of rental furniture. You're the victim because you made a sure-thing investment in a house, the value went to shit, and now you're under water.
We have abandoned tightly knit social circles, living within our means, and exchanged them for 700 Facebook friends who don't give a shit about us, 4 flat screen TVs in our apartments, and a thought that retirement is when we are given a bunch of money and get to stop working. We don't have any idea what emergency savings are. We lose our minds and are in complete despair that a car problem will cost us $250, but man Starbucks coffee sure is good every day. We think a 25 year old should still be living under the financial wing of his parents.
If people decided to throw their money into a pot and use it for charitable giving for medical purposes, that would be great. But they didn't. This healthcare law is not great, there's nothing great about it. But man, we 99% sure do love this safety-net-hammock thing.
Do you know why this pisses me off... Because for the last 10 years I've been living below my means. I didn't buy a TV until this year. I don't have cable. I pack a lunch to work. I have my fun, but overall, my friends and acquaintances view me as a "cheap bastard". I have a plan, and it's not to buy something cool next week. It's to make and save enough money that me, my wife, and any kids we end up having don't have to worry about 99% of surprise expenses. To have enough that I can retire when I've still got some life in me. If my motorcycle is old and rattly, I have one TV, I don't go out to eat often, I don't go to the movies, I don't own a jet ski, I don't have cable... I take 30% of my take home income and put it somewhere where I don't get to DO stuff with it this decade... What if I'm doing all of that and it doesn't matter? What if I should have just thrown caution to the wind, because screw it, someone will provide for me, and if I'm the only one who socked any money away, I'm going to be the only one who can give anyone else the handouts?
Just another baby step. Damn it.