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It's cheaper to throw up a cube farm than build real offices with doors.
I'm glad I have an old fashioned office with a door that closes and locks. Most of the time it's open but it's nice to know the option is there when I need it. This suits my introverted nature just fine and lets me focus and concentrate when needed. In the past I've worked in cube farms; they sucked.
Though Gates is far less corrupt than Trump, both came to their fortunes by great luck, embellishing their own worth, and a lack of guilt about screwing people over for a buck.
Yes. Take a good look at that glorious 3.9 percent rate. This number is touted despite the 63% participation rate (if you've given up finding a regular job, you're not counted.) Also, if you have a PhD and your job is picking dildos in an Amazon warehouse, that counts as 100% full time employment.
Although the 3.9 percent rate ain't bad, it conceals a LOT of dry rot. Capitalism via AI is going to massacre the middle class.
If all standard consumer accounts are that way though, and you need a minimum of $750K in deposits to rate a real human banker to talk to, you won't have a choice.
Remember that side gig you took on to try to make ends meet? IE pay off that onerous student loan, or put a dent in the wife's cancer treatment bills, or buy the kids clothes for school?
While there's truth in all that, the other truth is the very wealthy are getting better and better at "drinking your milkshake" -- siphoning off the financial rewards of the many to benefit the few. Tearing down the old style benefits like pensions, raises, etc, and with increasing frequency, creating new jobs that are far less stable, have fewer rights, pay less and offer traditional benefits to fewer workers.