MPesa is NOT a blockchain. It's in most senses of the word, Safaricom and Vodafone are banks.

That's a fancy General Ledger (which computers already know how to do). Why does a G/L run by a single company need a blockchain?

Sounds great, but far from good enough compared to all the effing chaos and corruption involved with BTC.

How long does it take ACH transaction compared to digital currency?
Not so long that it bothers me.

How much does it cost to send 1 million dollars to another country via traditional means vs digital currency?
Honest people who care might know. I don't know nor care.

"Solveable" does not mean will solve.

And complaining about Civil Asset Forfeiture is completely off-topic to my question.

Would you like to have a rational conversation about this or are you so committed to your priors that you cannot consider the arguments?

Rational discussion requires rational arguments. So far, that's been woefully lacking on the pro-DC side.

"Cash has had its most successful use in laundering and illicit trade. It seems most usage is by criminals." Are you advocating for the elimination of cash for the purpose of controlling its illicit use?

Cash and "regular digital money" are used for criminals; digital coins are used by criminals... what benefit do digital coins give us over cash and "regular digital money"?

The Feds regularly track digital coin transactions.

The Feds laugh at BTC anonymity. Why should any other digital coin be different?

A ledger is a ledger; we've been internally sending money here and there using ledgers since the beginning of double-entry accounting 800 years ago.

Easy and cheap access to the international banking system is a solvable problem.

No digital coins required. Unless you're a criminal...

Follow-up: no one has every given me a valid explanation as to why digital coins are better than current digital money.

why I (as a non-criminal) should use digital coins instead of the bog-standard digital dollars we all currently use every day via credit and debit cards, ACH and Direct Deposit, etc.

gotta love it!!

Nah.

For example, attached vs unattached earlobes serve no useful function.

I'm sure there are a lot more not-harmful, but not useful evolutionary choices out there.