I actually quite like contactless payment when I have had the chance to use it ...
I quote like it too, when I only had one card - I could just wave my wallet over the machine and it'd work. Now every bank card I own has been upgraded without me having any say in the matter, they interfere with each other when they're all in my wallet and now I have to take the card out to use it. Once I've done that, I might as well also enter the PIN and prove it's me.
I too really hate the fact that these cards were sent to me in the post, pre-activated, without even informing me they were coming and in one case with over 9 months left on my existing card. They could easily have been intercepted and I'd never even have known as I'd have just carried on using the old card.