Ack no!
If you are downloading a distro, and at the same time you place a VoIP phone call, what do you do if the audio is all broken up? Do you pause the torrent client to get better phone service?
Yes, you pause the torrent - it's your bandwidth; you paid for it.
Now, put the torrent client in your neighbor's house ...
Yeah, they paid for their bandwidth. If the provider can't provide enough bandwidth for all their clients if their clients use all the bandwidth they've been sold. It's the provider at fault.
Get this through your heads: The ISP has sold you X bandwidth for Y price; they then arbitrarily change X to Z and charge you Y price.
It's basically the same as if a company says here give me 5 bucks a month and I'll bring 5 tulip bulbs a day. Then when 20 people sign up, instead of you getting 5 tulip bulbs a day you get 1 tulip bulb a day.
This is fuckwardery (which likely means good business practice or something).