How is that 'gets it right' ?

You need to opt in but dealers may opt you in without your knowledge

I never enabled the 'tracking' in my myChevrolet app/website (it's called smart driver). I ensured that it was off when I bought the car. The dealer was going bananas trying to get me to create a myChevrolet account. Now it makes perfect sense why, they must be getting a kickback as well. Anyway, some scare mongers said that they track & sell the info even if you have smart driver turned off. So, I proceeded to request my LexisNexis data and indeed there is nothing related to my driving habits in it so at least for now, GM respects the Smart Driver choice of the consumer. There's no guarantee of course that they will do so in the future. This needs a good smack down. Some US states provide protection against this kind of stuff. My state (CT) does, so I am proceeding with using their mechanism to ensure that I am not tracked without my consent.

To want to make more money :)

It insures you against property and personal damage to others which to me is the more important coverage in a litigious society like ours.

And they capture it regardless of what car you're in.

vs direct in Boeing's case. The (bad) decisions they made had a direct negative impact in the safety of their product. It was not an unforeseen incident. The whistleblowers support the direct consequence case.

Probably 'incentivized' to do so my mgmt.

Steam is bilking the consumer. The devs just need to tack on the 30% onto the price to cover steam's ransom. The consumer is who is getting bilked in the end.

The board of directors has an incestuous relationship with the C-Suite. There's a lot of people for go back and forth between the two.

Macys would have to come up with a lot of money to stuff their stores with items that may or may not sell. I don't think they have that money to do so. Unless they go and issue debt specifically for this reason they just plain cannot do it. In addition, their merchandise is seasonal. Stuffing the stores with stuff that may not sell and that they would have to sell at cost or at a loss is also not something they can afford. Add to that the cost of their real estate in property taxes, etc and they are hosed. They are in a death spiral as others have said. People just don't shop in person anymore, I know GenZ does not. GenX still does. Millenials, who knows. The demographics are against them.

It may be too late. It takes decades to design and build airplanes. Not sure if they have that kind of time. Also, a lot of the engineers that built their 'good' planes 747/757/777 are either dead or retired. So, probably, a lot of institutional knowledge is gone.

777/787 are ok. They screwed the pooch with the 737 Max. But, if you look at the history of the 737 it's litered with fatal accidents. That plane was never a 'good' plane, it has always had issues. So, it's not just the Max version that sucked. It's just that the Max was preventable.

I don't think they test specifically for 'intelligence'

This has always been the trend, overhire, fire, overhire, rinse repeat.