writes "Bank of America credit card customers recently received a notice in snail mail about a new higher minimum finance charge. Customers who don't want to pay the higher fee are welcome to opt out... all they need to do is send a letter including their ENTIRE CREDIT NUMBER to a P.O. box somewhere in Delaware. The notice from the bank simply identifies the recipient as "customer" and includes the last four digits of your credit card number (something that can be found on a receipt you dropped).
A letter like this arriving in your email inbox would set off an alarm. You would throw it away without a second thought. Throw this letter away, though, and you are actually agreeing to a needlessly high finance charge.
How can Bank of America, an organization that goes to great lengths to ensure your online security, stoop to taking advantage of your due care regarding your credit card information in order to make an extra buck?"